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Inform Posts

Risk Insights header image

Employers that are using fall protection equipment (e.g., personal fall arrest systems, connection components or anchors) should understand the manufacturers’ warranty requirements and instructions.

Following these warranty requirements is often necessary if the business would like the manufacturer to cover the product when it is damaged or if there is a functional issue. Examples of functional issues are when the fall protection fails to protect the employee when they fall or if a component of the fall protection (e.g. webbing, harness straps or buckles) needs repair.

News Brief header

During a press briefing on Thursday, Nov. 19, 2020, the Centers for Disease Control and Prevention (CDC) recommended that Americans don’t travel for Thanksgiving to prevent the spread of COVID-19.

The recommendation—which is not an official federal order against traveling—comes just one day after the United States surpassed 250,000 COVID-19-related deaths.

Legal Update Header

The Federal Motor Carrier Safety Administration’s (FMCSA) Drug and Alcohol Clearinghouse rule requires employers to monitor employees’ drug and alcohol violations.

Employers must have drug and alcohol violation queries pulled from the Drug and Alcohol Clearinghouse by Jan. 6, 2021.

The rule applies to employers and commercial driver’s license (CDL) drivers. The FMCSA considers owner-operators as both employers and employees, so they must conduct queries on themselves as well.

The FMCSA Drug and Alcohol Clearinghouse is an online database that allows employers to conduct queries on prospective and current CDL drivers. Queries are electronic checks used to determine whether CDL drivers are prohibited from performing safety-sensitive functions due to unresolved drug and alcohol program violations.

Legal Update Header

OSHA has issued respiratory guidance focused on protecting workers in nursing homes, assisted living and other long term care facilities (LTCFs) from occupational exposure to COVID-19.

Control Measures

Under the guidance, health care providers should use source control measures, regardless of whether they present COVID-19 symptoms. Source control measures include, but are not limited to:

Trends at a glance header image

Average health plan premiums rose more modestly in 2020. At 5.4%, up slightly from the 4.6% increase in 2019, but still considerably less than the nearly 10% increase seen in 2018 (which marked a ten-year high).

As the Coronovirus pandemic sweeps the nation in 2020, a crucial pillar supporting the U.S. workforce is employer-sponsored healthcare. While we wait to see how postponed preventive care and delayed elective surgeries will affect the health of the nation's workforce, and how the total costs of COVID-19 testing, treatment, and vaccinations will be financed, we are already leveraging our local knowledge, as well as the data from this survey to recommend renewal strategies for 2021.

Coverage insights header image

There are numerous factors that can contribute to higher workers’ compensation expenses for an organization. Specifically, one emerging cost driver is the concern of comorbidities.

A comorbidity occurs when an individual experiences multiple health conditions at the same time. The presence of comorbidities within your workforce can carry significant consequences—namely, elevating the severity of workplace injuries and lengthening employees’ recovery time following an injury. These ramifications can, in turn, lead to an increase in both the overall cost and complexity of workers’ compensation claims.