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Coverage insights header image Workers’ compensation insurance not only helps employers cover costs related to employees becoming ill or getting injured on the job, it’s also required in nearly every state.

Yet, some employers have a harder time securing coverage than others. After all, a range of factors (e.g., a poor loss history or involvement in a high-risk industry) can make insurers hesitant to offer workers’ compensation insurance to certain employers. In these instances, employers can utilize assigned risk plans. Such plans provide a safety net for employers who are unable to acquire workers’ compensation coverage from insurers in a standard market.

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Coverage insights header image Employees who face work-related injuries and illnesses commonly have subsequent stress and anxiety.

Oftentimes, this stress is made worse should employers stop communicating with the employee while they’re unable to work. It is important for employers to make their employees feel appreciated and to invest in their well-being. This rapport helps employees feel welcomed, valued and trusted. As a result, if employees are injured at work, they are much more likely to report accidents and injuries.

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News Brief header The Federal Motor Carrier Safety Administration (FMCSA) recently published a report concerning the role that large trucks play when traveling through work zones.

In conjunction with National Work Zone Awareness Week, which is taking place April 26-30 this year, the FMCSA is specifically focusing on the number of large trucks that are involved in fatal crashes within work zones.

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Whether your work-from-home arrangement is temporary or long-term, a clean workspace can be good for your mental health and well-being.

A clean workspace will help you stay healthy, while boosting work productivity and lowering stress. Dividing your home between work and relaxation can be a challenge—but keeping your working area clean is one way to make that easier. This article discusses simple tips to keep your workspace tidy and functional.

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HR Insights Blog Header Burnout is a commonly discussed issue these days—particularly while many workforces are still working from home amid the COVID-19 pandemic.

Being isolated, stressed and overworked puts employees in a difficult position and can lead to increased burnout. Oftentimes, its HR’s responsibility to help employees cope with burnout and its contributing factors.

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News Brief header U.S. directors and officers (D&O) insurers continue to see underwriting losses despite taking in more premium to correct years of competitive pricing and adverse claims trends, such as growing verdicts, settlements and defense costs, according to reports from two rating agencies.

According to Fitch Ratings and AM Best, D&O insurers increased direct premiums written in 2020 by 40%, following an increase of 20% in 2019. However, this did not stop the line of business from recording an underwriting loss for the fourth straight year in 2020. Per Fitch Ratings, the combined ratio over the same period was 107%.

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Legal Update Header On Dec. 30, 2020, the U.S. Department of Labor (DOL) published a final rule to amend employee tip regulations under the Fair Labor Standards Act (FLSA).

On Apr. 29, 2021, the DOL published another final rule delaying the effective date of three provisions of the 2020 employee tip rule (the Rule) to Dec. 31, 2021.

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News Brief header Wildfire Community Preparedness Day is Saturday, May 1, 2021. This national event is managed by the National Fire Protection Association (NFPA) and encourages people and organizations to come together to promote wildfire awareness and participate in projects to reduce wildfire risks.

In-person gatherings continue to be limited in many areas of the country due to COVID-19. As a result, this year’s event will focus on what people can do around their homes and properties to protect against the threat of wildfires.